• Financial Planning

    In finance, investment is putting money into an asset with the expectation of capital appreciation.

  • Mutual Funds

    When it comes to the world of investing, three words come to mind: overwhelming, intimidating, and scary.

  • Time for changes

    Bottoms in the investment world don't end with four-year lows; they end with 10- or 15-year lows.

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Financial planning



Financial planning is the process of assessing financial goals of an individual, taking an inventory of the money and other assets which the person has, determine life goals and then take necessary steps to achieve goals in the stipulated period. It is a method of quantifying a persons requirement in terms of money.

It is the process of meeting life goals through the proper management of finances. Financial planning is a process that a person goes through to find out where they are now (financially), determine where they want to be in the future, and what they are going to do to get there. Financial Planning provides direction and meaning to persons financial decisions. It allows understanding of how each financial decision a person makes, affects the other areas of their finances. For example, buying a particular investment product might help to pay off mortgage faster or it might delay the retirement significantly. By viewing each financial decision as part of the whole, one can consider its short and long- term effects on their life goals. People can also adapt more easily to life changes and feel more secure that their goals are on track.

In simple, Financial Planning is what a person does with their money. Individuals have been practicing financial planning for ages. Every individual who received money had to make a decision about the best way to use it. Typically, the decision was either spend it then or save it to spend later. Everyone had to make the same decision every time they receive money.

Financial Planning is an advisory service provided by the finance industry. Although financial planning is not a new concept, it just needs to be conducted in organized manner. Financial Planner on other hand is a service provider which enables an individual to select proper product mix for achieving their goals.

The major things to be considered in financial planning are time horizon to achieve life goals, identify risk tolerance of client, their liquidity need, the inflation. Keeping all this in mind financial planning is done with six step process. This are self assessment of client, identify personal goals and financial goals and objective, identify financial problems and opportunities, determining recommendations and alternative solutions, implementation of appropriate strategy to achieve goals and review and update plan periodically.

A good financial plan includes Contingency planning, Risk Planning (insurance), Tax Planning, Retirement Planning and Investment and Saving option

 Mutual Fund Distribution

Mutual Funds have emerged as a biggest and most sought-after investment option in modern times. But with so many funds and schemes in the market, it has become mind-boggling to choose the right fund/scheme. Having invested in mutual funds, there is another more herculean task of managing the funds, knowing their folios and current NAV. We will help you in evaluating the correct fund/scheme suitable to you based on your risk-bearing appetite and also help you in knowing the current NAVs and managing your folios across different funds/schemes.
Bond/ Fixed deposit

Introduction of Bonds:

A bond is a negotiable debt security under which the issuer borrows a given amount of money, called the principal amount. In exchange, the borrower agrees to pay fixed amounts of interests, also called the coupons, during a specific period of time. Everything is well defined by the bond contract: the coupon rate is the interest rate that the issuer pays to the bondholder and the coupon dates are the dates on which the coupons are paid. Besides the issuer will repay the total amount of the principal when the bond will reach what is called maturity (or maturity date). In short, a bond is a securitized loan.

Life Insurance Planning

Two major risks of Life - Living too long and living too short needs to be taken care of. We have wide range of Insurance Options to take care of both the events. Whats more! Life Insurance planning can help you achieve your financial goals and save on your taxes too. Remember - There is no substitute to Life Insurance. We will help you in structuring your insurance planning based on your needs and requirements.
Health Insurance Planning

Medical expenses are rising day by day and are only expected to go further up! Health insurance serves as hedge against medical expenses. We have good health insurance policies to cater to your needs.

General Insurance Planning


We at Advisory Services deals in all the General Insurance Products across various General Insurance Cos. as per our customers need and convenience.


Regular investing in MF schemes reached a new milestone, with SIP accounts crossing 4 crore and SIP AUM reaching an all-time high of Rs 483,964 crore
Fri, 09 Jul 2021 12:12:17 +0530


The stock closed at Rs 125.85 on BSE, up 65.59 percent with respect to the issue price, while on NSE, the stock closed at Rs 125.30, up 64.87 percent against the stock#39;s issue price of Rs 76.
Fri, 23 Jul 2021 10:00:26 +0530


Glenmark Life Sciences IPO: The company plans to raise Rs 1,497.85 crore at the lower end and Rs 1,513.6 crore at the higher end of the price band.
Thu, 22 Jul 2021 09:35:46 +0530


Glenmark Life IPO: The IPO comprises a fresh issue of Rs 1,060 crore and an offer for sale of 63 lakh equity shares by promoter Glenmark Pharmaceuticals
Wed, 21 Jul 2021 08:21:28 +0530


Tatva Chintan IPO: The company shares traded at a premium of Rs 700-750 in the grey market at time of writing this copy
Tue, 20 Jul 2021 11:46:16 +0530


The Rs 963-crore public issue of the road engineering, procurement and construction company was subscribed 102.58 times
Mon, 19 Jul 2021 18:02:00 +0530


Siddhartha Khemka of Motilal Oswal expects Clean Science to do well post listing, given the huge response to the IPO, robust financials and a growing demand for companies in green chemicals
Mon, 19 Jul 2021 17:32:00 +0530


Despite the better-than-expected listing gains, experts advise remaining invested in the stock for the long-term given the company#39;s strong financials and fundamentals, international presence, and leading position in several critical products.
Mon, 19 Jul 2021 16:19:45 +0530


Given the stellar debut, experts advise short-term investors to book profits. However, long-term investors can hold the stock. New investors, or existing investors looking to add to their position, should wait for a more opportune time, they say.
Mon, 19 Jul 2021 15:14:43 +0530


The specialty chemical company opened its IPO for subscription on July 16. It was subscribed 4.5 times on the first day of bidding.
Mon, 19 Jul 2021 11:38:20 +0530


Clean Science IPO: The company manufactures functionally critical specialty chemicals such as performance chemicals, pharmaceutical intermediates, and FMCG chemicals.
Mon, 19 Jul 2021 10:00:42 +0530


GR Infra IPO: The company is well placed to meet its funds requirement for growth with low debt and ready monetizable assets, said Yes Securities.
Mon, 19 Jul 2021 10:00:38 +0530


Strong financials, growth potential, dominant position and potential play on green chemistry has helped Tatva Chintan IPO garner huge interest
Sat, 17 Jul 2021 09:59:08 +0530


The specialty chemical company is planning to raise Rs 500 crore through public issue which comprises a fresh issue of Rs 225 crore and an offer for sale of Rs 275 crore by promoter and promoter group.
Fri, 16 Jul 2021 15:04:52 +0530


Hem Securities has come out with its report on Tatva Chintan Pharma Chem. The research firm has recommended to #39;#39;Subscribe#39;#39; the ipo in its research report as on July 15, 2021.
Fri, 16 Jul 2021 14:33:51 +0530


Motilal Oswal has come out with its report on Tatva Chintan Pharma Chem. The research firm has recommended to #39;#39;Subscribe#39;#39; the ipo in its research report as on July 15, 2021.
Fri, 16 Jul 2021 14:14:57 +0530